What Should You Look for in a Full-Service, Independent Insurance Agency?
Shopping for a new insurance plan? It might be time to shop for a new agency as well. That’s because your agency should be able to help you navigate the ins and outs of any sort of insurance need – from personal and commercial insurance to general financial services. A full-service, independent firm has the power to be a one-stop shop for all your insurance requirements.
Is Your Life Insurance Policy Overdue for an Update?
There are several reasons you might need to adjust your life insurance policy, and this month is a great time to do that. New year, new policy? Could be time. Here are the top reasons you might want to update your life insurance plan now.
The Do’s and Don’ts of Holiday Safety, According to Classic Movies
We’ve got holiday fun on our minds again this month, of course, and this time we want to make sure your holiday is all fa-la-la and not fa-la-yikes.
What better way than to revisit some of the lessons from our fave holiday movies? These are the do’s and don’t of seasonal safety, as revealed by five classic films.
Exploding Turkeys Happen: Insure Yourself Against Thanksgiving Disaster
Almost everyone has at least one Thanksgiving disaster story – burned or still-frozen turkeys, apple-less apple pies, rock-hard gravy – and most of them are more comical than consequential. If real Thanksgiving calamity happens, however, you want to make sure you’re covered. Here’s how to best insure your family and your property against Thanksgiving disaster.
Auto Insurance FAQ: If I Buy a Car After Hours, Am I Covered?
Most of us who have bought cars have had the experience of whiling away hours at the dealership, waiting for negotiations to conclude and the sale to be processed. Often, this means you find yourself actually closing the deal long after the conclusion of the business day, or driving off the lot on a Saturday afternoon. How do you make sure you have the proper insurance coverage if you buy a car after hours or on the weekend?
Had a Car Accident? Do These 5 Things First
Most of us don’t even want to think about getting into an automobile accident, let alone have one. Knowing what to do if you are involved in a collision, however, can go a long way to improving the outcome of the incident. Make sure you’re prepared, stay calm and get the help you need by doing the following five things first after any accident.
Understanding a Business Insurance Audit and How to Be Prepared
People often get nervous when they hear the word “audit.” But a business insurance audit is different from those done by the IRS.
Understanding the Fundamentals of Boat Insurance
Purchasing a boat can be a large expenditure. That’s why it’s important to protect your investment from any kind of damages or liabilities that may arise while owning it or using it.
Understanding Reconstruction Cost and Market Value
When assessing home insurance options, it is important to understand the coverage for catastrophic events where repair is not possible. One key factor to know is the difference between reconstruction cost and market value.
Starter Home or Forever Home: How To Choose
Learn what you should consider when choosing between a starter or forever home. How long do you plan to stay there, what you can afford, what do you want, and so much more.
Does My Homeowners Insurance Cover Water Damage?
Water damage in your home can be devastating, so it is important to understand whether your current policy includes coverage for water related incidents like floods, broken pipes, leaky appliances or sewer backups. Lines Insurance can help!
5 Financial Tips for Getting Back On Track During Retirement
Getting into financial trouble as a senior can be scary and frustrating, but there are steps you can take to get your finances back in order! Here are 5 financial tips to help you get back on track during retirement.
10 Times People Were Glad To Have Renter’s Insurance
Renter’s insurance can cover things like burglary, personal injury, fires, damage to personal property, critter or insect infestations, and more. You never know if or how your home or personal belongings can be damaged, and you would be surprised at some of the strange claims that insurance companies get! We’ve compiled 10 funny-but-true times people were glad to have renter’s insurance.
Understanding Why Insurance Rates Increase And What To Do About It
If you haven’t filed any claims with your insurance company, you may be wondering why your insurance rates are increasing. There are many factors that go into insurance rates, no matter how many traffic violations you do or don’t have. Here are a few examples of why your rates may be increasing, and what you can do about it!
What is Umbrella Insurance, Anyways?
Confused by umbrella insurance? Here’s the deal...umbrella insurance, or excess personal liability insurance, protects your savings and other assets in case you are sued for damages that exceed the liability limits of your other insurance policies (Home, auto, etc).
It's “Slip and Fall" Season. Am I covered?
Here in the Mid-Atlantic, it’s beginning to look a lot like… “Slip & Fall Season.” Winter months full of ice and snow create an increase in accidents on your property (both commercial and residential) and an increase in claims. There’s nothing that can ruin holiday fun like an accident and consequential lawsuit.
How is Technology Changing the Insurance Industry?
Insurtech is innovative technology enhancements for the insurance industry designed to do everything from lowering insurance carrier costs to improving efficiency and overall customer experience.
Understanding the Different Types of Permanent Life Insurance
Permanent Life Insurance is a term that is used to describe policies that do not expire. Click here to learn the differences between the main types of permanent life insurance: Whole Life and Universal Life.
Term vs. Whole Life Insurance: How to Choose Which is Right for You
Life insurance is essential when it comes to protecting your family or anyone who financially depends on you should you ever pass away unexpectedly. Click here to learn the difference between term and whole life policies along with answers to other common life insurance questions.
Understanding Insurance Premiums - What to Know Before Choosing a Policy
Walking you through the basics of insurance premiums from a basic definition, to how much they cost, how these fees are calculated, and how to save yourself some money next time you are shopping for a policy.